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A personalised and extended hours service
Pay at your own pace
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Financing solutions

Car Buying and Financing Service
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Motorbike Loan
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Testimonials

John Busuttil, Plumber
Howard Hughes, Self-employed
Kyle Bartolo, Senior Software Product Manager

Questions

How do I submit the required documents?
What documentation do I need to apply for a loan?
Can I change the date my payment is due?
How will I receive my loan?
How do I inform you if I have a change of telephone number or address?
Where can I find the terms of my loan?
How do I apply for a loan?
How long will it take for my loan to be authorised?
How do I effect my monthly payment?
What is the minimum and maximum amount I can borrow?
How do I cancel my loan application?
Can I pay off my loan early?
When will my monthly payments begin?
What is the loan review process?
Can I pay extra on my monthly loan repayment?
What is the interest charged?
What are the loan related fees applicable?
How will my information be used?
What is the difference between interest rate and APRC?

Board Members

Robert Ancilleri
Joe Formosa
Stephen Paris
Silvio Mifsud
James Zammit

Team

Karl Fenech Adami
Jonathan Cassano
David Collins
Ivan Cacciattolo
Ian Sciberras

Vacancies

Open Application

News

Electric vs. Hybrid: Which is Right for You?
Understanding Car Maintenance Costs
Choosing the Right Car for Your Lifestyle
Car Financing Made Simple: Top Tips to Get You Started
Christmas Dinner Staff Party
We have moved to our new offices!
James Zammit wins top Entrepreneur Award
SAVE TIME - PAY ONLINE
Finance House plc introduces Car Capital Release
COVID-19 Business Update
Finance House plc launches new digital platform for online loan applications

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Operations Team
Finance Team
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Do You Need More Help?

We endeavour to provide you with the answers to all your questions. For any other queries kindly contact one of our representatives on [email protected]

Go to FAQ's

What documentation do I need to apply for a loan?

The following documentation is required:

Copy of a valid Identity Document (ID Card or Passport).
Proof of permanent resident address if this is not evident on identity document, which can be in the form of a Utility Bill, Bank Statement or correspondence from local Government authority department.
Residence Rental agreement if applicable.
Copies of the latest three payslips and FS3 for previous year. In the case of self-employed individuals, we will request copies of your Profit and Loss Accounts and Tax Statements issued by the Inland Revenue Department for the last two years.
Non-Maltese nationals may be required to provide additional information in respect of their residency status, occupation and permanency in Malta as proof that they have been residing in Malta for more than five years.
Copy of the latest bank statement where salary/income is being transacted (3 months history).
Other documentation may be requested at point of loan application review.

How long will it take for my loan to be authorised?

We endeavour to provide an initial reply within 24 hours (excluding Sundays and public holidays) from submission of loan application subject to having all the correct details and paperwork.

What is the loan review process?

Finance House plc will verify your application and documentation. In addition, we will review your loan affordability and credit rating. All applications should be in line with Know Your Customer (KYC) procedures and Anti Money Laundering (AML/CFT) regulations.

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Finance House p.l.c. is a financial institution regulated by the Malta Financial Services Authority under the Financial Institutions Act (Cap 376 of The Laws of Malta) and authorised to carry out lending activities.

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