About Us

The Executive Committee

James Zammit
Managing Director
James Zammit is the Chairman of Zammit Holdings and is one of the most up-and-coming and dynamic entrepreneurs of his generation in Malta. During 2013, he set up Finance House and initially the organisation focused on offering loans for vehicle purchases and debtor factoring to car dealers via a regulated lending structure. During 2015, he also set up Zammit Finance which successfully issued a bond of Euro 6 million allowing for the group’s further expansion. Today he is also CEO of Agora Estates plc, a company involved in the buying, selling and management of estates and he also has vested interests in AB Finance. In his role as CEO, James Zammit leads a team of over 50 people, while focusing his time on the development of a strong company strategy for Finance House. James Zammit graduated with a Masters’ Degree in Business Administration (MBA) from the Edinburgh Business School during 2016.
Ryan Buttigieg
Chief Executive Officer
Ryan joined Finance House in May 2019 after having worked within the Maltese industry for the past 20 years holding various senior management roles within operations, commercial and marketing spheres. Ryan’s experience in operations spans for over 12 years with a leading automotive group where he was key lead in change management exercises including two significant mergers, leading corporate, cultural and organisational change across various teams whilst spearheading business growth. Ryan draws on these experiences to lead the transformation of Finance House to provide a completely new retail experience for its customers whilst ensuring the smooth running of the operation. Ryan has read for an MSc in Marketing with the University of Leicester and holds an MBA from Henley Business School, UK.
Anne Marie Zammit
Head of Human Resources
Anne Marie heads the HR function at Zammit Holdings and is responsible for the full HR life cycle including employer branding, onboarding, retention, performance and talent management. She is an experienced HR professional (Chartered Membership,CIPD), with over 20 years’ experience in the field of all areas of human resources, within Malta and the UK. Anne Marie has worked in a number of industries including professional services, IT, UK government, and the luxury 5 star hotel industry. Anne Marie successfully completed a Masters Degree in Human Resources from the University of Westminster Business School in London, UK and is also a qualified Six Sigma black belt with experience in process improvement and change management.