Getting your first car is exciting, but the costs don’t stop once you’ve driven it home. Maintenance is a key part of owning a car, and staying on top of it can save you from bigger expenses down the road. At Finance House, we provide the loans to get you behind the wheel, and we want to help you be prepared for the ongoing costs of keeping your car in great shape. Here’s what to expect:

Regular Servicing

Routine servicing—oil changes, brake checks, and filter replacements—is a must. Regular upkeep keeps your car running smoothly and helps prevent costly issues later on. Skipping these can lead to bigger, more expensive repairs down the line.

Tyre Replacements

Tyres wear out with use, and you’ll need to replace them every so often, depending on your driving habits and the road conditions. It’s important to check your tyres regularly to make sure they’re in good condition and safe for driving.

Brake Pads and Rotors

Your car’s brake pads will need replacing as they wear down over time. If you drive in a lot of stop-and-go traffic or on hilly roads, they’ll wear out faster. Keeping your brakes in good condition is essential for safety.

Fuel Costs

Fuel is a constant expense, and how much you spend depends on your car’s efficiency and how much you drive. More fuel-efficient cars can help cut down on these costs, but it’s important to factor fuel into your overall budget.

Battery Replacement

A car battery usually lasts a few years before it needs replacing. It’s not a frequent cost, but when your battery starts to lose its charge, you’ll want to replace it promptly to avoid getting stranded.

Parts and Repairs

Even with regular maintenance, parts wear out. From wipers to suspension components, these need replacing over time. Keeping your car in good shape with regular checkups helps avoid bigger, unexpected costs.

Unforeseen Repairs

Sometimes, things just break. Whether it’s the engine, electronics, or something else, unexpected repairs can be stressful. Having an emergency fund set aside for car repairs is always a smart idea.

Tyre Alignment

Over time, your tyres may need to be aligned to ensure smooth handling and even wear. This helps your tyres last longer and makes for a more comfortable driving experience.

Air Conditioning Maintenance

Your air conditioning might need a recharge or small repair, especially if it’s not cooling as effectively as it used to. It’s a minor cost, but important for comfort during the warmer months.

At Finance House, we know that car ownership is a big commitment. While we’re here to make financing your car loan simple, we also want to help you prepare for the road ahead. By planning for regular maintenance, you can enjoy your car and keep it running smoothly for years to come.