Know Your Budget
Start by using our online loan calculator to determine how much you can borrow and estimate your monthly payments. This will help you plan effectively and avoid overextending your finances.
Choose the Right Car
Selecting the ideal car goes beyond just picking a make and model. It’s about finding a vehicle that fits your lifestyle needs and budget while ensuring long-term satisfaction. Here’s some additional advice to help you make an informed choice:
Assess Your Needs
Think about how you will use your car. If you have a growing family, you might prefer a spacious SUV or a family-friendly hatchback. For daily commutes, a smaller, more fuel-efficient car could be more suitable. Consider your typical driving conditions, whether it’s urban commuting or longer journeys, to choose a car that meets your needs.
Research Reliability and Costs
Investigate the reliability ratings and maintenance costs of the cars you’re considering. A dependable car can save you money over time by reducing the need for repairs. Look at online reviews and ratings, and consider models with robust warranties and service histories.
Fuel Efficiency and Environmental Impact
Fuel efficiency is key for managing running costs. Choose cars with high miles per gallon (MPG) if you want to save on fuel expenses. Additionally, explore hybrid or electric vehicles if you’re interested in lowering your environmental impact and benefiting from reduced fuel costs.
Test Drive and Inspect
Always arrange a test drive to experience how the car handles. Pay attention to comfort, visibility, and performance on various road types. For pre-owned vehicles, have a trusted mechanic perform an inspection to uncover any potential issues that could affect the car’s reliability or safety.
Consider Resale Value
Some cars retain their value better than others. Research the expected resale value of the cars you’re interested in. Opting for a vehicle with strong resale value can be advantageous if you plan to sell or trade it in the future.
Flexible Payment Terms
At Finance House, we provide loan terms of up to 7 years, allowing you to spread your payments at a pace that suits your budget comfortably.
Quick Application Process
We understand that time is important, so we aim to review loan applications within 24 hours (excluding Sundays and public holidays), helping you get on the road sooner.
Apply Online Anytime
If you’re over 18 and in regular full-time employment, you can apply online straight away – it’s that simple!
With these tips and our personalised financing options, getting behind the wheel of your dream car has never been easier. For more information, visit Finance House’s car financing solutions.