Your monthly payments will begin on the month following the signing of your loan agreement. For contracts signed prior to the 5^th of the month, 1^st bill will become due on the 5^th of the following month, for contracts signed between the 6^th and the 20^th of the month, first bill will become due on the 20^th of the following month, for contracts signed between the 21^st and the end of the month, 1^st bill will become due on the 5^th of the next month.