James Zammit is the Chairman of Zammit Holdings and is one of the most up-and-coming and dynamic entrepreneurs of his generation in Malta. During 2013, he set up Finance House and initially the organisation focused on offering loans for vehicle purchases and debtor factoring to car dealers via a regulated lending structure. During 2015, he also set up Zammit Finance which successfully issued a bond of Euro 6 million allowing for the group’s further expansion. Today he is also CEO of Agora Estates plc, a company involved in the buying, selling and management of estates and he also has vested interests in AB Finance. In his role as CEO, James Zammit leads a team of over 50 people, while focusing his time on the development of a strong company strategy for Finance House. James Zammit graduated with a Masters’ Degree in Business Administration (MBA) from the Edinburgh Business School during 2016.